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Our staff of freelance writers includes over 120 experts proficient in Strand at Lough Beg, therefore you can rest assured that your assignment will be handled by only top rated specialists. Order your Strand at Lough Beg paper at affordable prices with custom essay service! The Part of this poem that is to be looked at first is imagery in the title of the poem. Shamus Heaney starts us off by giving us this picture of the Strand at Lough Beg, which is the shore of a lake. Already the reader is given the starting point of this story; the Kind of person that Colum McCartney is. Shamus Heaney begins the poem with an image of isolation, confusion, and the loss of safety. Heaney describes what happen the night that his cousin was killed Leaving the white glow of the filling stations. And a few lonely street lamps among the fields. You climbed the hills towards Newtownhamilton Past the Fews Forest. Out beneath the stars- (lines 1-4). The first few lines describe how his cousin started out in the glow of the gas station where he was, and him driving off to an open area in a town with the stars above him. The light here represented safety. Colum has started off in a situation where he was very close to this light where there was, most likely, a store and other people. After he is done at the gas station he then drives away. Heaney gives us the image of the lampposts passing by as he drove. This shows how the light was now outside of where he was but it was still with him. Finally he drives up to Newtownhamilton, passing some forests on the way and place where the only light that he is exposed to is the stars that are shining down at him from the sky. This now represents how the imminent safety that he had at the public gas station was now gone and he was isolated, in these hills only lit by stars. The safety in the light is now, far way leaving him exposed to anything "outside".


The image of the first few lines is of Colum now isolated, surrounded by silence, and open to the dangers they may be lurking. The succeeding lines are expressed through historical imagery. Along that road, a high, bare pilgrim's track Where Sweeney fled before the bloodied heads. Goat beards and dogs eyes in a demon pack Blazing out of the ground snapping and squealing. (Lines 5-8) In these few lines we are given this image of his cousin now driving down an isolated road. Heaney then bestows us with the gruesome image of these bloodied heads and animals referring to the story of Sweeney. This new character that Heaney intimated us to, Sweeney, is an Irish king (around 1000AD) who was titled as a madman for savagely killing a saint. The incentive behind the use of Sweeney was to give the reader the idea that this road is dangerous of that something bad is going to happen. Even though the image of "Goat beards and dogs eyes in a demon pack / Blazing out of the ground snapping and Squealing" is quite appalling and startling, Heaney adds this in order to give the reader a feeling of the unreal, world and that what is happening, really shouldn't be. "Blazing out of the ground snapping and squealing" represents how he thought the killers had approached his cousin in a surprise and unexpected mode. There is a sense of his whole world being intruded upon. It is now, in the middle of the first stanza, which we know that Shamus Heaney, himself, is not sure of what really happened that night. This is evident by the way he questions what he says is happening. What blazed ahead of you? A faked roadblock? The red lamp swung, the sudden brakes and stalling Engine, voices, heads hooded and the cold nosed gun? Or in your driving mirror tailing headlights that pulled out suddenly and flagged you down where you weren't known and far from what you knew.


The lowland clays and waters of Lough Beg. Church Island's spire its soft treeline of yew [Lines -16] Here he uses present imagery to describe what happened, and to make it seem more possible. Again, I think, he uses analogies to light to represent the level of safety around his cousin while this was going on. In line ten, he applies the image of a "red lamp" swinging. In the beginning of the poem we had the image of a white light in our minds, which represented goodness, and purity, but now we have a drastic transition to a red light, which gives us more of a sharp and "warning" sense around him. From these lines we also, now, get the audio connection of what is happening. In line ten and eleven all what he describes is through what Colum must of heard when he made that abrupt stop. This effect makes it even more horrifying because his Colum could probably sense what was going on and that he was in trouble. The description of the cold nose gun moreover makes it seem even more a brutal crime because it makes the killing seem more planned because the gun had still not been fired, as if the gun itself was waiting for him to come. In these lines we are taken back to the feeling of safety when Heaney says how Colum wasn't in familiar territory he was in hostile, protestant territory instead of Catholic. In referring to Lough Beg it implies that Colum's land was peaceful and that there wasn't any feeling of insecurity when you were there. In addition, he mentions that there is a Church near Lough Beg, giving the reader the sense that Lough Beg was a place to be considered close to sanctuary.


The poem takes a turn in the third stanza, and Heaney talks about the way that his cousin lived. Importantly, he also describes his cousin's nature and outlook on what was going on between the Protestants and Catholics. There you use to hear guns fired behind the house Long before rising time, when duck shooters Haunted the marigolds and bulrushes, But still were Scared to find spent cartridges, Acrid, brassy, genital, ejected, On your way across the strand to fetch the cows [Lines 17-] In these lines Heaney describes he lands that Colum lived on and the way he was effected by little things. For example, the fact that the firing of duck shooters scared him as a grown war reflected either how bad the war was (that every loud nose disturbed him and just reminded him of what was going on) or that he was so innocuous, like a child, that he couldn't make sense of what was happening around him. In this case, the reason behind his fear is combination of both these possibilities. I think that when Colum sees these cartridges of bullets he was get reminded of what was happening around him and showed that he feared war he was anti-war. For you and yours and yours and mine fought shy, Spoke an old language of conspirators and could not crack the whip or seize the day Big voiced scullions, herders, feelers round Haycocks and hindquarters, talkers in byres. Slow arbitrators of the burial ground. These few lines support the idea of him being innocent because he was a shy and timid person, not aggressive. He lived on a farm and was simple, he was not like the rest of the people who were always stressed about the problems they may have had; he was more laid back and satisfied. This stanza was to show how Colum McCartney didn't fit into the war picture and gave more reason towards how unnecessary his death was because he was neutral and wanted nothing to do with that war scene.


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In the third, and last stanza of the poem Shamus Heaney now brings into the poem, his own imagination and thoughts. He tells us the way he believes a person should be buried and what the experience of his cousin's death was like for him. "Across that strand of yours the cattle graze Up to their bellies in an early mist And now they turn their unbewildered gaze To where we work our way through speaking sedge The beginning of the third stanza suggests that it might be a continuation of the second because it describes, still, the environment that Colum lived in. I think that it was important that Heaney uses the farm animal the cow, in this poem. Out of all farm animals, cows would be most like the character of Colum. Cows are quiet and don't do anything to anyone, yet they are eventually killed for no good reason just how Colum McCartney was killed. Furthermore, the cows show how even they sense that the environment is not safe and that there is something wrong they know what is happening. The image of the mist is almost used as a way of transitioning from the environment of Colum, into the thoughts of Heaney. "Drowning in dew. Like a dull blade with its edge Honed bright. Lough Beg half-shines under the haze." I turn because the sweeping of your feet Has stopped behind me, to find you on your knees With blood and roadside muck in your hair and eyes, Then kneel in front of you in brimming grass In these lines Shamus Heaney discusses how he feels his relation ship with Colum was, and how it abruptly terminated. It is important that Heaney portrays the image of him and his cousin walking by the lake, to the viewer, in order to express how they had a good relationship because the lake represents safety ["Honed bright."] and positive feelings. Then he goes on to talk about this abrupt termination of his relationship by saying "because the sweeping of your feet / Has stopped behind me." Even though, in his description on how he believed things should have been, he describes Colum as bloody and dying at his knees, perhaps praying he wont die, this exhibits how drastically Heaney wished he could have at least seen his cousin before he died. On account of his cousin being killed in the middle of hostile territory, the chances were that Shamus Heaney never recovered Colum McCartney's body. And gather up cold handfuls of the dew to wash you. Cousin. I dab you clean with moss Fine as the drizzle out of a low cloud. I lift you under the arms and lay you flat. With rushes that shoot green again. I plait Green scapulars to wear over your shroud. [Lines -44] In these six lines Heaney describes the way Colum should of been buried. The way Heaney describes this cleansing of the body and clothing it was depicted in a very ritualistic and loving way. It showed how important it was to Heaney that his cousin was buried correctly and humanely. Shamus Heaney's The Strand at Lough Beg describes Colum McCartney's death in three different ways The way he might have died, why he shouldn't have died, and the way he should have been put to rest. It is important to notice how Heaney doesn't mention, once, any vindictive hatred towards the killers but instead focuses on love and an undying respect for the dead. The poem starts out with a tempestuous seen, that connects to all the readers senses and introduces us to the scene of his death. However, the poem develops into a loving and heartbreaking eulogy to Colum McCartney, through Heaney's expression of light, mystery, change, and way of living.


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Aspects of Marketing


Car Industry-Porsche


Organisational Markets buyers such as businesses, govt (military kit), hospitals to develop production of other goods.


- Industrial consumption goods IN consumables/ raw materials= metals, iron, crystal. Car components (engines, tyres, material for seats, suspensions, mechanic devices, chassis) WIP Assembly line production OUT finished goods


Energy oil, lubricant, petrol, water. E.g. Ford is biggest purchaser in UK car industry.


- Industrial durable goods machinery, equipment, buildings/factories, plants, transport vehicles.


- Organisational= large buyers with on-going contract. Professional buyers of cars wit high technical knowledge.


- Derived Demand E.g. Porsche sales double- tyres supplies/sales double. After sales market increase-suppliers sales increase.


- Business Cycles Car industry may fluctuate due to recessionary economic conditions in a country/competition. Lead to close plants or lay out workers. E.g. Fiat. This type of market suffers more than consumer markets.


International Markets Car companies like Porsche export its products to more than 50 countries while manufacturing takes place mainly in Germany. Allows them to develop new markets but adopt more risks.


- Trade internationally because competitors also do.


- Mercedes-Benz and BMW benefit by selling more expensive overseas than in local markets due to taxation and currency values.


- Screening Process all car manufacturers use this before deciding where to export, analyse opportunities, research, and use of marketing mix.


- E.g. no market for niche cars (Porsche, Bentley, Jaguar) in India and Pakistan.


- Adapt to local needs E.g. Citroen Picasso sold in UK with low suspension and in Brazil with high suspension due to road conditions. Heating and air conditioning in different climatic places. GPRS systems required in big-developed cities.


- Polycentrism followed by major manufacturers-adaptation of product is frequent.


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If you order your research paper from our custom writing service you will receive a perfectly written assignment on coaching. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality coaching paper right on time.


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Looking back on my high school community service experiences, my most meaningful, influential experience was my freshman year coaching basketball to children of ages six through eight at the Jewish Community Center of Greater Washington. My job included teaching a team seven of these children how to improve their basketball skills, coaching them in a game versus another team of their peers, and ensuring that they have fun while doing so.


The children all slowly waddled into the gym clinging to their parent's coats. As they all shuffled into the gym their eyes were wide with amazement of the larger than life size of the gym. Their heads slowly moved back and forth, up and down, as it seemed that they were examining every square inch of the gym with their eyes. One child wore a shirt that read "Chicago Bulls Time World Champions" tucked into his neon green shorts, his socks were rolled up to his knees and his velcro shoes were tightly strapped. He was ready to play some basketball. Peter, the head coach, a middle aged stalky man, who had raspy voice and combed the remnants of his hair over because of his pattern baldness, blew his whistle to get the children's attention. There was dead silence, you could hear a pin drop, Peter then yelled "everyone git' over here n' sit down in a circle," the children galloped over to where peter was standing and sat down. Peter split the kids up into 4 teams, mine consisting of 5 boys and girls.


I took my team too one of the basketball hoops to observe their skills. As I walked to the basket they all followed behind me like a subservient dog follows his owner. I passed to ball to one of the children, Joshua, the one wearing the Chicago Bulls T-shirt. He was shorter in stature than the majority of the other children, his watch which was set to the smallest setting; however it still managed to dangle on his arm do to his skinny physique. When I passed him the ball he struggled to gain control of it while fumbling it in his hands. I then asked him to shoot the ball. He grabbed the ball evenly with both hands and exerted a pushing motion towards the basketball hoop, his face turned bright red as he shot the ball. The ball hit the net of the hoop and dropped to the gym floor proceeding to bounce numerous times. Joshua's jaw dropped with disappointment, I told him that it was ok and taught him the right correct way to shoot a basketball. The children then partook in a friendly scrimmage. My team received the ball first; one of the players dribbled the ball frantically down the court only to loose control and have a member of the opposing team retrieve the ball, who then missed the shot. This style of play continued for several minutes, until I shouted at one of my player to pass the ball to Joshua. Joshua caught the ball 4 feet behind the basket, I shouted "SHOOT IT!" he held the ball with his right hand directly under the ball and his left hand keeping balance. He extended his right elbow in the direction of the hoop and let go of the ball, his right hand followed though with a downward movement of the wrist. The ball hit the back of the rim, then the front, and then fell through the hoop. Joshua's face lit up like fireworks on the 4th of July.


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When Joshua's shot went in it made me realize what community service was all about. I felt the great satisfaction that one receives from teaching and helping. The fact that he made the shot because I taught him how to, gives me a great feeling of pride and the feeling one gets from helping out another is incomparable.


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If you order your cheap term papers from our custom writing service you will receive a perfectly written assignment on Run Lola Run. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality Run Lola Run paper right on time.


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Response # . What is the significance of the opening remark "The ball is round. The game lasts ninety minutes?" How does the assertion shape our assessment of the film that follows?


A real game is not fixed. Those ninety minutes during a game and the games happenings will determine the outcome. What we view is Lola's games three versions. This game however, has no quarter time, no half time, no time outs and no blood rule. This is her game and it has the ability to change not only her life, but the lives of those that she crosses during her twenty minute game. These include her mother, father, Manni and the homeless man to name a few.


The game in question (which I have assumed to be soccer) has minimal rules, just like Lola's game. There are only obstacles that must be overcome. In a ball game that could mean an injury or indirect kick, whereas to Lola it could be falling down a flight of stairs. We are shown that life is all about chance. You miss the goal, you lose; you run past the homeless man with your 100, 000 marks; you lose.


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Tom Tywker has proven to the audience that "the ball is round. The game lasts ninety minutes." Run Lola Run is a game to the core and Lola is the referee � what she choses will determine the lives of others. Everything we do in life has a beginning and an ending, and can somewhat be considered a game. Ultimately, who is in control? No one can answer this question and this is one of the aspects that keep the audience on the edge of their seats while watching this film. We have no idea of the outcome and are given no clue throughout the film what the three possible endings will be. Instead, we relate to the comment at the beginning of the film. If we had not been told "The ball is round. The game lasts ninety minutes", then it is possible that we would not have been able to so deeply relate and connect with Lola's struggles. If we had not considered her life to be a game then maybe, just maybe, we would not be challenged to consider our own game and the how important the choices we make really are.


The director has also been able to connect with the game. "Clocks (were) everywhere…was it seven minutes or six (?)". How long is left on the clock as time counts down? Who eventually will win � Lola, Manni or the clock? Again, only time can tell and in the game of life, time is everything. Obviously it helps if the director can connect with the game outlook of the film, but what we as the audience need to understand is that the game has quite clearly been produced in front of us. The challenge 100, 000 marks in twenty minutes. The players Manni and Lola. The official time. If you take the time to sit back and consider these three elements of the film then you will not necessarily be left with such a challenging mind frame and with so many unanswered questions.


Run Lola Run discovers dimensions where people often do not dare. Time is defined by the need to survive, to win a game of life or death. The ball is round, and in this case, Tom Tywker has challenged the concept that the game can predict the outcome of life. The audience has the ability to connect with Lola. We unwillingly become her and in a sense start to feel as if it is our game not hers. This seems to make us more aware that everyday choices can determine an unpredicted outcome. Run Lola Run gives us the chance to question our own choices as we watch Lola's choices unfold in front of her.


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If you order your research paper from our custom writing service you will receive a perfectly written assignment on Hamlet. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality Hamlet paper right on time.


Our staff of freelance writers includes over 120 experts proficient in Hamlet, therefore you can rest assured that your assignment will be handled by only top rated specialists. Order your Hamlet paper at affordable prices ! The tragedy of Hamlet by William Shakespeare is a play of deceit and revenge. "The Murder of Gonzago," which is a play-within-the-play, is a tool used by the character of Hamlet to reveal the deceit of his uncle Claudius and seek out revenge. During the play-within-the-play, through his words and actions, Hamlet opposes his philosophical views, goal of revenge and today's moral standards. The practicality of the scene and justification of Hamlet's actions are questionable.


Throughout much of the play, different characters spy on Hamlet. He is aware of most of these times and seems to be morally opposed to it. However, by using the play to get his uncle to confess, he is, in a sense, spying on him. Hamlet tells his friend Horatio to watch Claudius's actions during the play. He says to him, "Observe my uncle."(I.ii.85). Hamlet is telling Horatio to spy on Claudius although he was angry when Claudius and others spied on him.


Hamlet seems to have a respect for women. Throughout the whole play, despite his anger, he never disrespected his mother. The only time he was less than respectful towards Ophelia was in the nunnery scene, however, he was putting on his antic disposition. In this scene, Hamlet is particularly rude to Ophelia and his mother. He makes the comment to Ophelia, "What a fair thought to lie between maids' legs." (III.ii.15-16.). He also makes a sexual comment to Ophelia, telling her, "It would cost you a groaning to take off mine edge." (III.ii.7-74.). When Ophelia comments on the prologue of the play being brief, Hamlet remarks that it is "As a woman's love." (III.ii.174-175.). This remark could be directed on Ophelia's feelings towards him or Gertrude's feelings towards old Hamlet. He also notices and remarks to Ophelia how is mother is acting. He says, "For look how cheerfully my mother looks, and my father died within's two hours." (III.ii.1-15.). Hamlet is extremely disrespectful towards both his mother and Ophelia, despite actions in the beginning of the play that show he has a deep respect for women.


Hamlet also seems opposed to deceiving other people. He is angry with Rosencrantz and Guildenstern for acting deceitful towards him. Nevertheless, he is angry with Claudius for acting as if nothing happened and is using the play and the players to trick him into revealing his guilt. Hamlet is also deceiving everyone into thinking he is insane. Although he is opposed to deceit, he is using it as a weapon himself.


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Hamlet's actions are practical in this case because he is pretending to be crazy so he could use that as an excuse for putting aside any views he might have about proper conduct. While they are practical, his actions are not justifiable. No person should throw aside his values and philosophies under any circumstances.


Hamlet's behavior also opposes his goal of revenge. His goal is to observe Claudius's actions during the play; instead he is loud and disruptive. After the player Queen talks about marrying the man who killed her husband, Hamlet screams out, "That's wormwood." (III.ii.04.). Also during the play, Hamlet emphasizes parts of the play he wants Claudius to take notice to. For example, "You shall see anon how the murderer gets the love of Gonzago's wife." (III.ii.8-0.). Hamlet wants to see how Claudius reacts to the play itself, yet he stirs him up by yelling out parts of the plot. Claudius may suspect what Hamlet is trying to do.


Hamlet's orders by the ghost of his father were to not involve his mother in his revenge. He however makes the comment about how cheerfully she looks and when Polonius tells him that the Queen wants to speak with him, Hamlet ignores him and changes the subject. (III.ii.404-407.). Hamlet seems to have a hard time keeping his mother in his revenge despite his father's request.


Hamlet's actions in terms of his goal of revenge were not very practical. He wanted to see Claudius's reaction to the play, however by interfering and emphasizing certain parts of the play, he may have lead Claudius to believe that he was suspicious of him. This may have given Claudius reason to not react in a way that would reveal his guilt. Hamlet's behavior is, however, justified in this case. He is angry with his mother and Claudius and is excited to reveal the truth. He may want to make Claudius's reaction more drastic by letting him know that he is aware of his crime. His actions towards his mother are justified because he is probably most hurt and angered by her.


Hamlet's words and actions would go against moral standards set today. His remarks to Ophelia could be considered harassment. Also, today, young people are expected to have a respect for their elders. Hamlet does not exert this in his actions towards Polonius. He ignores him while he is trying to talk to him and he makes fun of him. When Hamlet asks if he acted in plays, Polonius says, "I did enact Julius Caesar. I was killed I' th' Capitol. Brutus killed me." Hamlet replies, "It was a brute part of him to kill so capital a calf there." (III.ii.10-11.). While Polonius thinks Hamlet is complimenting him he is actually mocking him. Also, kids generally have a respect for their parents. Hamlet, however, is rude to both his mother and Claudius.


If Hamlet lived today, his actions would not be practical. They could potentially get him in a great deal of trouble. Ophelia could file a harassment suit against him. Also, since Polonius was so close to Claudius, he would probably report Hamlet's disrespect to him. Claudius would probably punish Hamlet for this. His actions are justified because all he would have to do is accuse Claudius of murder and his misconduct would quickly be forgotten.


Hamlet's behavior during the play-within-the-play is his way of putting on an antic disposition and attempting to reveal Claudius's guilt. It may go against his goal of revenge and today's moral standards, yet it can be justified. His anger and resentment cause his abnormal behavior. There is no justification, however, for going against his philosophical beliefs. Hamlet should not have compromised this for anything. Nevertheless, the actions of his uncle and his mother may have spoiled any sane thoughts he had. Most people probably would have reacted the same way Hamlet did during this scene.


Works Cited


Shakespeare, William. Hamlet. Ed. Barbara A. Mowat and Paul Werstine. New York Pocket Books, 1.


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If you order your research paper from our custom writing service you will receive a perfectly written assignment on speak your mind. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality speak your mind paper right on time.


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William Stafford once said, "Writing itself is one of the great, free human activities." Every person is entitled to his or her own opinion. In writing you can feel assured that you can be free with your ideas and beliefs without being judged. No teacher can give you an unfair grade because he or she does not agree with what you have stated in one of your papers. I strongly believe that there is no right or wrong when one is expressing the way they feel or think about a certain subject or idea. When you put on your clothes in the morning is there someone there to grade you or tell you that you are wearing the wrong thing? If you are getting in your car to go to the store nobody can tell you that you have to go a certain way to get there, do they? No, because you are free to put on whatever clothes you wish as you are free to drive in whatever direction you choose. Writing I believe has the same freedom, there are no boundaries that cannot be crossed, and there are no limits that are preset. When we write, we tend to put on paper thoughts or statements that we would never think of saying out loud. I can think back to when I was in High School and had a crush on a boy, I would have never walked up to him and told him how I felt. It was so much easier to express my feelings on paper rather than face to face. I never thought for one moment that he would return my letter to me with a note on top that said what I had written was wrong. When we write a story, we can get lost in our imagination. We can go beyond the boundaries of our wildest dreams without even thinking twice about it. I find that when I write down how I feel I cannot be scolded or punished for what I write, so I let my feelings out and express my opinions, thoughts, and views without being afraid. Writing is also a way to express our individuality in that what we write makes us each different or unique. I have often stated that I am not a creative person , but I have discovered in writing this paragraph that when you put words on paper you become creative in your own aspect.


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Our staff of freelance writers includes over 120 experts proficient in "Tintern Abbey", therefore you can rest assured that your assignment will be handled by only top rated specialists. Order your "Tintern Abbey" paper at affordable prices ! Wordsworth's "Tintern Abbey" begins with the common poetical convention of vivid imagery. Noticeably, the poem is written in unrhymed verse. The words, although unrhymed, create their own beauty, in that they paint magical and mystical landscapes in the reader's consciousness. The poem then goes on to detail the fact that the scene has remained unchanged for the past five years, describing the landscape as rich and serene. There is a comfort, not only to the speaker, but also to the reader, in the landscape, and early on in the poem, a theme of solitude and hermitage is established.


Later, in the second stanza, the speaker goes on to describe some of his vivid memories, transferring their image to the reader. Through the progression of memory the speaker is able to leap beyond the constraints of reality and begins to see things in a new sense, he reaches a purer mind. The narrator begins the second stanza by sharing his memories of nature. The beauteous forms or memories of nature, have sustained the speaker with sensations sweet in lonely rooms…of towns and cities. The speaker later goes on to describe that these memories have comforted him during the period in which he lived in an urban setting, establishing the fact that he strongly believes in the restoring power of the memory. An equally notable convention in this portion of the poem is also Wordsworth's use of the word "blood," which serves as perhaps a metaphor for the river Wye (mentioned in the poem) running through the memory of the speaker as well.


Later, the speaker begins to question his own belief in the restoring power of the memory, but goes on to turn to the ruins of the abbey in solace, going on to relate his love of nature as being more mature (emotionally). Later, the speaker begins the final portion of the poem, pertaining to his sister, whom he had loved will all his heart. He addresses her as his "dearest Friend," and compares her own pleasure, although simple, with his own at some earlier point in his life. He goes on to state his belief that she will benefit from the love of nature as he had earlier done ("..my former heart…"), and find the natural world as a sort of haven from the bustle of the growing city. This brings up the interesting note that the speaker seems to draw happiness and his (former) youthfulness equally from his sister and nature. But, in the end, it is nature that he wishes well.


The tone of the speaker throughout the poem is one that conveys a deep amount of not only gratitude, but respect, whether it pertains to his sister, or to the natural world, and its profound impact on eliciting an emotional response (from the poet). In the poem, it is obvious that the theme/convention that remained prevalent throughout the epoch of Romanticism, a respect/relation for/to nature, is utilized to the fullest extent. Nature, in essence, according to the poem, is a substance that is utilized in combating the emotional pain inherent in human growth. As mentioned, a prevalent, almost predominant theme throughout the work is the ability of nature to influence the memory, thus impacting the psyche of the individual, eliciting a response. Overall I found the poem to be mildly interesting, but moreover found its beauty in the fact that it created vivid images of rolling hills, etc. in my mind. As a wise man once said (or something to this effect) "an artist is like a painter, with the pen as his brush, and the paper as his canvas; he, like the artist, paints with words."


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If you order your research paper from our custom writing service you will receive a perfectly written assignment on letter from Kunta Kinte (roots). What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality letter from Kunta Kinte (roots) paper right on time.


Our staff of freelance writers includes over 120 experts proficient in letter from Kunta Kinte (roots), therefore you can rest assured that your assignment will be handled by only top rated specialists. Order your letter from Kunta Kinte (roots) paper at affordable prices ! Dear Mother,


I am writing to you from the new land. It is a very strange place. As the ship drew nearer to the harbor, there were other ships of different kinds and sizes. We soon anchored amongst them in some town. Many merchants and planters came on board. They put us in separate parcels and examined us attentively. They also made us jump, and pointed to the land, signifying we were to go there. Soon after we were all put down under the deck again. Many of the other men were trembling. I was scared also but did not let the others see since I am a warrior. The white people got some old slaves from the land to talk to us. We were told that we had to work, and were soon to go on land, where we should see many of our country people. This report eased us much, and sure enough, soon after we landed, there came to us Africans of all languages.


We were conducted immediately to the merchants yard, where we were all put up together, like sheep in a fold, without regard to sex or age. As every object was new to me, everything I saw filled me with surprise. What struck me first was that the houses were built with bricks and many levels. They were very different from those I had seen back home. While I was in this astonishment, one of my fellow prisoners spoke to a countryman of his about the horses who said they were the same kind they had in their country. We were not many days in the merchants custody, before we were sold. At the beat of a drum, buyers rushed at once into the yard where we were confined. The white people make a choice of those that they like best. In this manner, relations and friends are separated, most of them never to see each other again.


Usually I have two regular meals in a day. I have breakfast after laboring from daylight, and supper when the work of the remainder of the day is over. During the harvest season I have three meals. My dress is of a cloth. The children wear nothing but a shirt. The older people have a pair of pantaloons or a gown in addition, if they are female. In the winter I have an overcoat, a wool hat, and a pair of coarse shoes.


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I am lodged in a log hut, on the bare ground. The tops are partly open. There are many of us in a single room where we are huddled, like cattle, ten or a dozen persons, men, women, and children. My bed is a collection of straw and old rags, thrown down in the corners and boxed in with some boards and a single blanket the only covering. Some of the people sleep on a plank with their heads raised on an old jacket and their feet toasting before the fire. The wind whistles and the rain and snow blow in through the cracks, and the damp earth soaks the floor. I use my jacket as my pillow.


I am given an allowance weekly. It isn't much, mostly a peck of sifted corn meal, a dozen and a half herrings, and two and a half pounds of pork. Some of the boys would eat this up in three days, then they would have to steal, or they could not perform their daily tasks. They would visit the hog pen, sheep pen, and granaries to grab some food. I myself did this many times with others. We would run among the stumps in chase of a sheep that we might have something to eat. In regard to cooking, sometimes many have to cook at one fire, and before all could get to the fire the overseers horn would sound. Many times I have to eat only a piece of bread and meat, or herring broiled on the coals. At harvest time, the cooking is done at the great house, as the hands they have are wanted in the field. This made us feel more like people, and we like it, for we sit down then at meals. In the summer we have one pair of linen trousers. Every fall, we are allowed one pair of woolen pantaloons, one woolen jacket, and two cotton shirts.


From the period when the tobacco plants are set in the field, there is no resting time until it is housed. It is planted out early in the spring, and must be cut and taken out of the field before the frost comes. After it is hung and dried, the labor of stripping and preparing it for the hogshead in leaf, or of manufacturing it into twist, is comparatively a work of leisure and ease. On the very cold, snowy, or rainy weather days, the women are allowed to remain in the house.


My master has four sons in his family. They all left except one, who remained to be a driver. He would often come to the field and accuse one of us of having taken something. There are times, when we do not know that he is anywhere around. He would be in the woods watching us, first thing we would know, he would be sitting on the fence looking down upon us, and if any had been idle, the young master would visit him with blows. I have known him to kick this old woman who had raised and nursed him, and I have seen him punish others awfully in the woods.


We are constantly watched by the patrols, who ride about to try to catch us off the quarters, especially at the house of a free person of color. I have known some slaves to stretch clothes lines across the street, high enough to let the horse pass, but not the rider; then the boys would run, and the patrols in full chase would be thrown off by running against the lines. The patrols are poor white men, who live by plundering and stealing, getting rewards for runaways, and setting up little shops on the public roads. They will take whatever the slaves steal, paying in money, whiskey, or whatever the slaves want. They take pigs, sheep, wheat, corn or any thing that is raised. They almost encourage the slaves to steal. They then take these to the market the next day. When the slaves run away, these same traders catch them if they can, to get the reward.


It is a very different and hard life then I was used to back home. Every night I plan my escape. I do worry though that I will not get far and will be caught the next morning and whipped. When I fall asleep I dream of my nights back home with you and father. I have accepted this new life and also the fact that I will never be able to return back to Africa ever again. I just hope that I would be able to escape as some slaves already have. If I am able to make it into the northern border, I will be free again.


Love your son,


Kunta Kinte


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If you order your cheap essays from our custom writing service you will receive a perfectly written assignment on Princess Diana. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality Princess Diana paper right on time.


Our staff of freelance writers includes over 120 experts proficient in Princess Diana, therefore you can rest assured that your assignment will be handled by only top rated specialists. Order your Princess Diana paper at affordable prices with custom essay service! Birth Name Lady Diana Frances Spencer


Birthdate July 1, 161


Birthplace Norfolk, England


Date of Death August 1, 17


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Quote Ive been in a privileged position for 15 years. Ive got tremendous knowledge about people and how to communicate. Ive learnt that, Ive got it, and I want to use it. --BBC interview, November 15


Claim to Fame Although Diana was renowned for her style, she was best known for her charitable work for the arts, children, the disabled, and the sick; she was last campaigning for a ban on the manufacture and use of land mines


Significant Other(s)


Dodi Al Fayed, son of the owner of Harrods Department Store; died in car accident with Diana


Husband Prince Charles (HRH the Prince of Wales), next in line to be King of England; 1 years older than Diana; married July , 181; their televised wedding was watched by over 1,000 million people around the world; separated December 1; divorce finalized August 8, 16


Family


Father Earl Spencer, formerly Viscount Althorp, equerry to George VI and Queen Elizabeth; married 154; was 1 years older than Dianas mother; divorced 16; remarried 175; died 1


Mother Frances Roche, daughter of the fourth Baron Fermoy; married 154; divorced 16; remarried


Stepfather Peter Shand-Kydd, heir to a wallpaper fortune


Stepmother Raine, Countess of Dartmouth, public speaker, committee organizer


SisterSarah; born 155


SisterJane; born 157


Brother Charles; 164


Son Prince William Arthur Phillip Louise; born June 1, 18; second in line, after his father, to be King of England


Son Prince Henry Charles Albert David (known as Prince Harry); born September 15, 184


Factoids


Although known as the Peoples Princess, Lady Di boast no fewer than six lines of descent from Mary Queen of Scots, and she and Prince Charles are seventh cousins once removed, both being descendants of Henry VII


Education


Riddlesworth Hall, Norfolk, England


West Heath, Sevenoaks, Kent, England


Institut Alpin Videmanette, Rougemont, Switzerland; left 178


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If you order your custom term paper from our custom writing service you will receive a perfectly written assignment on Something that as effected my life. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality Something that as effected my life paper right on time.


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Something that has affected my life would be finding out that my mother was diagnosed with cancer. Many things were going through my mind, such as what I would do with out my mom, how much I appreciate her and how I would look at life in the future. I look up to my mom and I want to be just like her when I get older. She is a very special and one of the most important persons in my life. Since my mom was diagnosed with cancer I believe that event has changed my life forever.


I was very upset when I found out my mom had cancer. All I kept thinking about was what if she did not make it and what life would be like without her. My mom and I are very close and I feel I can talk to her about anything. So if I were to lose my mother, I would feel like I just lost my best friend. Also I am not the only child in the family. There are five of us and two of them are younger than I am. So I know that they would need her more than me. Another thing I kept thinking about was that I would be graduating soon and she raised me all these years and my mom would not be there to hear my name being called or see me walk across stage. Also what would happen when I get married? She would not be there to help me pick out my wedding dress and tell me how pretty I looked in it. Also she would not be there to see me walk down the aisle or be there with me when I have my first child. All I kept thinking about was that my mom would not be here to share all these special moments with me. My mom would be missing all the important events in my life. I was also wondering how I could ever go


through life without my mom by my side telling me everything will be o.k. While all these thoughts were going my mind it made me realize how much I appreciate her and all the little things she does for me.


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Now that my mom beaten the cancer and will be able to share all the special moments with me, I appreciate her more now than ever. I appreciate the little things she does for me that I did not before. For instance she always cooks me dinner every night, washes all my laundry and folds my clothes. Also she wakes me up for school and works every morning and she is always there when I need her. While keeping that in mind I try to do more things around the house that I did not before, such as my own laundry and helping her cook dinner. Also cleaning the house and doing the yard work whenever it is needed. I just whish that it did not have to take mom to have cancer to realize how much she does for me. So, after all I think that this event has changed how I look at life now.


By my mother having cancer, helped me look at life differently. For instance I do not take anything for granted anymore because anything can happen at any given time. I also make sure that I never leave anyone with an argument or being mad especially my mom because you never know if something is going to happen. Those could be the last words that you say to someone. So I always leave on good terms.


In a way something positive came out by my mom having cancer. Not only did she live but also it helped me realize how she means to me and not to take her for granted that she will always be here with me. Also help me realize how much I appreciate the little things she does for me around the house. I am glad that my mom is here with me.


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If you order your cheap essays from our custom writing service you will receive a perfectly written assignment on The Great West and the Agricultural Revolt. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality The Great West and the Agricultural Revolt paper right on time.


Our staff of freelance writers includes over 120 experts proficient in The Great West and the Agricultural Revolt, therefore you can rest assured that your assignment will be handled by only top rated specialists. Order your The Great West and the Agricultural Revolt paper at affordable prices with custom essay service! History


Chapter 7


The Great West and the Agricultural Revolt


Indians Embattled In the West


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Civil War crashed to a close; the frontier was still wavering westward. Great west was embracing mountains, plateaus, deserts, and plains; it was the habitat of the Indian, the buffalo, the wild horse, the prairie dog, and the coyote. The entire domain was territories � "Arizona, New Mexico, and the "Indian territory, or Oklahoma.


Native Americans had misfortune with advancing white settlers.


Spanish-introduced horse had transformed the culture of the Plain Indians, causing the tribes to become more nomadic and more warlike.


White intruders spread cholera, typhoid, and smallpox among the native peoples of the plains, with devastating results.


By hunting and grazing their own livestock the whites shrank the Great Plains bison.


Competition among Indian peoples intensified.


Warfare between Indians and whites raged in the West.


The Indian wars in the West were brutal affairs. Aggressive whites sometime shot peaceful Indians on sight. It was terrible.


Cruelty begot cruelty.


A new round of warfare began when Colonel George Armstrong Custer led a "scientific" expedition in to the Black hills of South Dakota to discover gold.


Colonel Custer's Seventh Cavalry set out to suppress the Indians and force them into the reservation.


Little Big Horn River in present-day Montana


Indians defeated Custer and they themselves were relentlessly crushed.


Chief Joseph � Indian Chief


The Fierce Apache tribes of Arizona were the most difficult to subdue. Led by Geronimo � eyes blazed of white hatred. The Apache became successful farmers in Oklahoma.


The fire-and-sword policy of whites shattered the spirit of Indians.


The Indians were also ravaged by the white people's diseases and liquor, to which they showed little resistance. Above all, the virtual extermination of the buffalo resulted in the near-extermination of the Plains Indians.


Bellowing Herds of Bison


Tens of millions of buffalo were in the western prairies when the white Americans arrived. Their animals were the staff of life for Native Americans. The buffaloes provided Indians with food, fuel, and clothing.


A Kansas Pacific locomotive had to wait eight hours for a herd to amble across the tracks. William "Buffalo Bill" Cody Killed a lot of the bison.


The building of the Railroads even worsened the massacre of bison.


The End of the Trail


Helen Hunt Jackson, a Massachusetts writer of children's literature, pricked the moral sense of Americans with "A Century of Dishonor" � talked about the sorry record of governmental ruthlessness and chicanery in dealing with the Indians. �


Also wrote Ramona � story of Injustice to California Indians


Christian reformers sometimes withheld food to force the Indians to give up their tribal religion and assimilate to white society.


Dawes Severalty Act - Act dissolved many tribes as legal entities, wiped out tribal ownership of land, set up individual Indian family heads with free acres.


Schools were also started for the Indians


Mining From Dishpan to Ore-Breaker


The conquest of the Indians and the coming of the railroad were life-giving boons to the mining frontier


Avid "Fifty-niners" or Pike's Peakers rushed west to the Rockies


Many miners failed.


"Kings of the Comstock" They mined a lot


A lot of drinking � every third cabin was a saloon.


Theses towns began with a boom, but they ended with a whimper


Gradually the age of big business came to the mining industry.


The mining frontier was magnet like � it attracted population and wealth while advertising wonders of the Wild West.


Beef Bonanzas and the Long Drive


The transcontinental railroads helped out the west greatly.


Cattle could now be shipped


Packers could ship their fresh products to the East Coast in the newly perfected refrigerator cars.


The railroad made the Long Drive, and the railroad unmade the Long Drive, primarily because the locomotives ran both ways.


Bowlegged Knights of the Saddle � with colorful trappings and cattle-lulling songs, became an authentic part of American folklore.


Many were blacks � enjoyed freedom of open range.


The Farmer's Frontier


The miners and cattlemen were from the west.


Western farmers got the Homestead Act


Homestead Act � the law provided that a settler could acquire as much as 160 acres of land by living on it for five years.


Before the act, public land had been sold for revenue, now it was to be given away.


Homestead Act � was "the Backbone of democracy"


Naked fraud spawned in the Homestead Act.


Unscrupulous corporations would use "dummy" homesteaders � often immigrants bribed with cash or beer.


The railways also played a major role in the development of the agricultural West.


Geologist, John Wesley Powell � explorer of the Colorado River's Grand Canyon, He warmed that the Great American Desert had so little rainfall, thus the agriculture was impossible without massive irrigation.


The Farmers quickly went broke with a 6-year drought


Dry farming techniques were used � didn't work very well.


Barbed Wire � perfected by Joseph F. Glidden


Federally financed irrigation projects caused Great American Desert to bloom.


Great West experienced a growth in population.


The Folding Frontier


The "closing" of the Frontier inspired one of the most influential essays ever written About American History � "Frederick Jackson Turner's � The Significance of the Frontier in American History"


The frontier folded and the land that the settler's owned was their most profitable crop.


"Safety Valve" � Theory that said when hard times came, the unemployed moved west, took up farming and prospered.


The Farm Become a Factory


Now high prices persuaded farmers to concentrate on growing single "cash' crops, such as wheat or corn.


They had to buy expensive machinery to plant and to harvest their crops.


Communication by telephone from one part to another helped the farm become a factory.


Deflation Dooms the Debtor


Once farmers were chained to one-crop, they were now like the cotton growers.


They no longer were the masters of their own destines.


The price of their product was determined in a world market.


Low prices deflated currency.


Mortgages engulfed homesteads at an alarming rate.


Farm tenancy rather than farm ownership was spreading like stinkweed.


Unhappy Farmers


Mother Nature ceased smiling on agriculture. Grasshoppers ravaged prairie farms. The cotton-boll weevil was wreaking havoc.


The good earth was going sour.


A long succession of drought s seared the trans-Mississippi West.


High government tariffs poured profits into the pockets of manufacturers, while farmers were forced to sell in competitive, unprotected world markets.


Farmers still made up nearly ½ of the population.


The Farmers Take Their Stand


The National Grange of the Patrons of Husbandry � better known as the Grange was organized by a leading spirited person of the name Oliver H. Kelley.


Kelley's first objective was to enhance the lives of isolated farmers through social, educational, and fraternal activates.


Grangers went into politics.


Through state legislation, they stove to regulate railway rates and the storage fees charged by railroads.


The Background of Populism


Rural discontent came from the Farmers Alliance.


Farmers came together in the Alliance to socialize, but more importantly to break the strangling grip of the railroads and manufacturers through cooperative buying and selling.


Alliance weakened itself by ignoring the plight of landless tenant farmers, sharecroppers, and farm workers.


The People's Party � aka The Populists attracted countless recruits from the Farmers' Alliances.


The queen of the "calamity howlers" � Mary Elizabeth (Mary Yellin) Lease. She was called the "Kansas Pythoness"


She had speeches denouncing Wall Street and reportedly cried that Kansas should raise "less corn and more Hell"


The Populists chose General James B. Weaver as their presidential candidate


Coxey's Army and the Pullman Strike


The Most famous march � "General Jacob S. Coxey, a wealth Ohio quarry owner.


His platform included a demand that the government relieve unemployment.


There was a comic opera when "General" Coxey and his "lieutenants" were arrested for walking on the grass.


There were a lot of Labor Protests


Pullman Strike - lead by a lovable labor leader � Eugene V. Debs


He had helped organize the American Railway Union


The Pullman Palace Car Company was hit hard by depression and cut wages.


The workers struck � overturning Pullman Cars and Paralyzed railway traffic.


Golden McKinley and Silver Bryan


Long-standing grievances of the farmers and laborers gave ominous significance to the election of 186.


Republican Candidate � Former Congressman William McKinley of Ohio.


He sponsored to ill-starred tariff bill of 180.


McKinley was the creation of a fellow Ohioan, Marcus Alonzo Hanna.


He had the role of president � maker.


Hanna believed that a prime function of government was to aid business.


The Republican platform declared for the gold standard, even though McKinley's voting record in Congress had for silver.


Cleveland � was dubbed the "Stuffed Prophet" � he was now mare a Republican than a Democrat on the Silver issue.


Democratic Candidate � William Jennings Bryan of Nebraska


He spoke the "Cross of Gold" speech


His platform declared for the unlimited coinage of silver.


Democratic "Gold bugs" � were unable to swallow Bryan.


The Democratic minority hoped for a lost-cause ticket � a McKinley Victory


Populist feared a hard � money McKinley victory � endorsed Bryan for pres.


They became the "Demo-Pop"


Class Conflict Plow Holders Versus Bondholders.


Bryan swept many of the states with his speeches. He even invade the East � "the Enemy's country"


Hanna � used a "Campaign of Education" (Propaganda) to win the election.


Hanna's campaign methods paid off


The Free-silver election of 186 was most significant since Lincoln's victories.


The Bryan�McKinley battle heralded the advent of a new era in American Politics


Republican Standpattism Enthroned


As soon as McKinley took office, the tariff issue, which had played second fiddle to silver in the "battle of 6" quickly forced itself to the fore.


The Gold Standard Act of 100 provided that paper currency was to be freely redeemed in gold.


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Charles Barkley is one of the most controversial professional athletes in any sport.


Interestingly, the book doesn't deal so much with basketball, but it explores a wide range of interests. Every chapter presents a different theme and is organized as if you are reading twenty-five separate essays. Barkley speaks his mind on each topic such as politics, the economics of the world, controversy, life can't be serious all of the time and even more serious topics such as September 11. One of the most intriguing issues he discusses is race and he explains that, "poor white people and poor black people just don't know how much they have in common." With that he describes how his own race doesn't want to see other black people become successful in their realm and to create a new life. He also discusses how graduation rates have been declining greatly over the past decade due to the fact that America's colleges tend to fail in preparing student athletes for the working world. In other such chapters he complains about double standards. One of the more current issues he writes about is the punishment for priests who confess to having had sex with minors. The way he sees it, is that the Catholic Church shouldn't spend time gathering bishops in Rome or flying cardinals in from all over the world, because if you're having sex with little kids they need to be taken out of the churches and off the streets. He feels that too many people have been hiding behind political correctness. From a jarring topic like this, he will transition to others such as parents and teachers should be held most accountable as remodels. As you read the book you realize rather, if it has a theme, it is that he wants people to discuss truly important issues. His goal is to get people out of the comfort zone and table subjects often pushed to the side by polite society.


The book is classified as an autobiography. It starts out describing his rough upbringing in Alabama and how the South was at the time. He depicts the circumstances of living in a poor community and how the drunks and addicts are the ones pulling kids down. Personally, I felt that the chapters about his personal life really gave light to the life of someone so different then me and anyone I know. It seems more accurate and/or articulates more then simply reading a history book, because its such a personal story that can be applied to others that were in his position growing up. The other chapters seem like you are reading a newspaper article, because issues that are relevant today are being discussed, which makes it very informative about what's going on in the world.


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What I found interesting about the book was that when I finished it I had felt like I had been having a deep conversation with him, and whether or not I agreed with his opinions I respected him for his knowledge and what he had to say about issues. While your reading, your forced to create your own opinions. I feel like I have learned more from this book then any novel I have read on my own or in class.


I would recommend this book to anyone even if you aren't a Charles Barkley fan or even an NBA fan for that matter, because he discusses issues that are important to everyone. He is very blunt and honest, but is also humorous at the same time. I found the book to very enjoyable and was a pretty easy read.


Barkley, Charles. I May Be Wrong but I Doubt It. New York Random House, Inc.,


00.


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Our staff of freelance writers includes over 120 experts proficient in Television's Influence, therefore you can rest assured that your assignment will be handled by only top rated specialists. Order your Television's Influence paper at affordable prices ! Since the birth of television, the industry has been creating multiple shows and movies to keep us Americans entertained while doing nothing but sitting on our comfortable couch and observing a box. These shows and movies consist anywhere from children education programs to comedy with a little science fiction. Today, many Americans are raising issues saying that television is a waste of time and is too graphic. Are we being realistic? Are we to tell artists to stop painting too graphic and that it's a waste of time? Television is like art, it is never ending. Each American pursues their own taste and style. Television is where we visually see the different varieties of style. Whether someone wants to watch a horror film or "Entertainment Tonight" is his or her choice. Through one's perception, television may be observed as a positive influence.


Television may posses a positive influence in a matter of enhancing our personal status. Our personal appearance is one of the most important traits. Judging an individual by their appearance can tell a lot about a person's character. When we watch television, we notice that every person's appearance is perfect. For some of us, we pay attention to the big movie stars. The first words that come to mind when I think of movie stars are "famous and beautiful." The clothes are always expensive looking and very classy. Their face always has perfect skin complexion with no acme whatsoever. They each have their own unique hairstyle that someday we dream of having. We admire these movie stars so much that we try to look like them, dress like them, and even talk like them. I remember watching "Conan the Barbarian" when I was younger. Arnold Schwartzenegger had a body like a tank. His appearance was one of no other, pure barbaric. I wanted to be just like Arnold, having the same physical physique. Arnold's presence provided me with so much motivation that I joined a gym near my house and started training instantly. To this day, I am still training due to the appearance of Arnold Schwartzenegger. Advertisements may have a positive effect on our personal status as well. Observing all the expensive cars and real estate ads advertised on television might get you thinking twice about saving your money. Ever been to Hawaii? Well watch a commercial for a trip to Hawaii and you are destined to go there. Advertisements get your mind thinking positive and help us budget our money. The fact is we look up to people on television and their possessions. We want what they want. Television provides us with modeled images we dream of resembling someday.


Stories from movies and shows on television alone have a positive effect on our actions and behavior. Writers have created imaginative stories where we can escape into the writer's own constructed world. A perfect example is the movie "Rudy." The movie is based on a typical teenager who, since a child, had always wanted to play football for Notre Dame. His friends and family told him that he was too stupid and that he couldn't even get into college, let alone play football. Rudy took all the negative energy and used it to work even harder. To make it short and sweet, Rudy ended up inviting his friends and family to his first appearance in a Notre Dame football game. After watching the movie, a feeling of pride overwhelmed my soul. Knowing that this movie was based on a true story almost left me in tears. From a personal standpoint, the story line in the movie "Rudy" captured a lot of what growing up was like for me. I had a lot of people around telling me that I couldn't make it, just like in Rudy's case. I felt myself falling into the shoes of the character, sharing the same traits. Many stories that are told on television can be related to real situations we come across daily. Another example is the sitcom "Seinfeld." The sitcom is about nothing and it's hilarious. It's watching your average person and his friends doing nothing. Is that weird? Well no. The show contains your everyday problems like your friends bugging you, or waiting a half-hour to get a table at a Chinese restaurant. We are entertained by watching others deal with the same situations we come across. It makes us laugh when the Soup Nazi says, "No soup for you," or Kramer comes stumbling into Jerry's apartment acting like a klutz. Television provides us with stories that have a positive impact on our daily life.


Children programs on television portray a positive attitude and expand a child's horizons. The benefit of television for children is endless. From advertisements to cartoons, a child's imagination can run wild. Children love to see different advertisements ranging from GI-Joe figures to fast cars. They are always interested in what's out, what's coming out, and if they can have it. What do children really love the most? Children love cartoons. Cartoons are the gateway to the imagination for a child. I remember when I was a child, all I wanted to do was watch cartoons and then draw cartoons. Television provided me with the imagination that I could create anything. I could draw a chair and make it have a face and dance. I could draw a monkey and dress him as a businessman. There were no ends to the possibilities. Television can be very educational for children too. If your child is getting ready to go into Kindergarden, the television provides many programs and ads that will prepare your child for school. Programs such as "Sesame Street" and "Hooked on Phonix" have proved to help enhance a child's ability to learn. Television provides continuous education and entertainment for children.


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Television is like an artist's canvas, anything can come to mind. When we try to put limits on graphics and behavior, we are generally stopping our imagination at work, resulting in boredom. As Americans, we are always constantly wanting to change for the better. Television portrays every kind of positive image that we would like to model someday. We have the choice to watch whatever show or movie we'd like on television. Those choices may have a positive effect, or they may have a negative effect. It's whether we want to posses a positive outlook that makes the difference.


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Primary and subsidiary legislation affecting financial services


Central Bank Act 14 to 18 Outlines powers and responsibilities of the Central Bank of Ireland.


Insurance Act 18 Gives power to the Department of Employment, Trade and Enterprise for its supervisory role.


Pensions Act, 10 Defines powers and responsibilities of the Pensions Board.


Main supervisory authorities in the financial services sector, their roles and objectives


Ireland has a number of supervisory authorities in the financial services area. The Central Bank of Ireland (CBI) looks after the banking sector, the insurance supervisor is the Department of Enterprise, Trade and Employment (DETE), and superannuation (known as pension) funds are regulated by the Pensions Board.


The CBI is a member of the European System of Central Banks (ESCB). All the central banks in this group have the same supervisory objectives. The bank's primary duty is maintenance of price stability. In terms of financial sector companies, the CBI is charged with the supervision of "credit institutions' in Ireland. Credit institutions are defined as "an undertaking whose business is to receive deposits or other repayable funds from the public and to grant credits for its own account. ' This definition includes licensed banks and building societies but excludes credit unions and friendly societies.


Insurance is looked after by the Department of Enterprise, Trade and Employment. The DETE is a government department whose mission is "To promote the sustainable development of a modern competitive enterprise economy based on quality employment, social inclusion and enhanced working and living standards. ' The DETE is involved in improving and monitoring labour force development; enterprise competitiveness; employment rights and industrial relations; enterprise, science and technology policy; corporate services and economic policy; trade, competition and market rights; and Insurance and company law. With relation to insurance, the department has powers to request information from companies at any time and to act according to the nature of this information. The department also has an obligation to ensure continuing compliance with regulatory requirements.


The Pensions Board regulates occupational pension schemes and Personal Retirement Savings Accounts, as well as supervising the operation of the Pensions Act. The Pensions Board also advises the Minster for Social and Family affairs on pension matters. The Pensions Board aims to promote security and protection in occupational pension schemes, development of an efficient national pension structure, and to increase participation in pensions to such a level that all members of the community can benefit. The Pensions Board is also an important source of information for anyone interested in pension schemes in Ireland.


Prudential requirements in financial services


Banking Sector


The CBI has set out minimum capital requirements to ensure the banking sector has adequate capital resources. It requires the capital to risk weighted assets ratio for credit institutions to be 8 percent. These standards comply with those put forward by the ESCB. Because of the relatively small size of the Irish banking sector, the CBI determines the appropriate capital ratios for credit institutions on an individual basis. Those set out in the standard are simply absolute minimums. The amount of funds (assets) required for each credit institution is determined as the sum of


a) the bank book risk weighted assets multiplied by the solvency ratio applicable to that institution; and


b) the trading book notional risk weighted assets multiplied by the trading book capital ratio for that institution.


Where the trading and banking book risk weighted assets are calculated based on position risk, settlement and counterparty risk, foreign exchange risk and large exposures risk. The ratios differ from institution to institution, and are determined by the CBI.


Life and General Insurance sectors


In Ireland, General insurance is referred to as "non life' insurance, and has basically the same legislated requirements in terms of solvency and calculation of liabilities as life insurance. The primary prudential requirement in the insurance industry is the existence of the "Appointed Actuary'. All licensed insurers in Ireland must have an "Appointed Actuary', who reports to the regulator and company on the financial position of the company on a yearly basis. This annual actuarial review is carried out to ensure that the company has sufficient reserves and premium levels to meet all future liabilities. The actuary also has legislated whistle blowing duties. If, in the opinion of the actuary, the financial position of the company is at risk, he or she must inform the regulator as soon as practicable. Comprehensive rules regarding investment limits, matching by currency and valuation of investments covering technical provisions exist. Technical reserves are calculated with implicit safety margins (through the assumptions).


Superannuation / Pensions


Defined benefit pension schemes require an actuary to determine the level of liabilities, since these liabilities are contingent on uncertain future events (death, retirement, ill health etc). These liabilities, together with recommendations for future contribution rates are determined by an actuarial valuation. These valuations must be carried out at least every three and a half years. In addition to this, every three and a half years each defined benefit scheme must submit an actuarial funding certificate. This certificate sets out the actuary's beliefs regarding the schemes ability cover all of its liabilities and expenses if it were to be wound up on that date. Again, as with Insurance, the actuary has important whistle-blowing duties in the superannuation sector. These are discussed later.


Procedures available to supervisory authorities for dealing with financial institutions in distress


Banks


There are a number of things the CBI can do if it is unhappy with the operation of a credit institution, or believes it to be in distress. The CBI can impose conditions on the bank's license; revoke the bank's license; issue directions on what the bank must do; tell the bank to stop taking deposits from the public; petition to the High Court to have the bank wound up; petition to appoint an examiner; seek (through courts) to prohibit the bank from practicing in a way which contravenes the CBI legislation; and prosecute for certain offences.


Insurance


The DETE has a number of avenues of "attack' if it believes an insurance company is unlikely to be able to meet its future liabilities, insufficient solvency, has failed to comply with the Insurance Acts, has inadequate reinsurance arrangements, defaults on the initial approval conditions (including forecasts), does not in some way meet one or more legislated standards. Actions available include directing the company to refrain from taking on new business for some or all types of contracts; limit premium income; refrain from certain types of investment; realize certain assets within a defined period; and / or retain sufficient assets in Ireland to cover technical reserves.


Pension Funds


A pension fund is in trouble if it has insufficient assets to cover all liabilities and expenses of an immediate wind up. Whether or not a pension scheme has adequate funding is determined at least every three and a half years, when an actuary prepares a funding certificate for the scheme. If the funding certificate certifies that the fund does not satisfy the funding requirements, the Trustees must have a "Funding Proposal' prepared to be submitted to the Pensions Board with the funding certificate. The funding proposal sets out a plan for future contributions to the plan such that, in the actuary's opinion, the scheme could be "reasonably expected' to satisfy the funding standard as at the effective date of the next actuarial funding certificate.


The role of actuaries


Actuaries in Ireland have statutory roles in life insurance, general insurance and pensions.


In Ireland, every insurance company (both life and non-life) must have an "Appointed Actuary', who is required to conduct annual investigations into the financial condition of the company and report this information to the company's directors and the regulator.


The Appointed Actuary must sign off on the company's technical reserves and advise on the solvency of the company. The Appointed actuary must also look at current premiums being charged, and comment as to whether or not these premiums and the company's assets will be likely to be sufficient to cover future liabilities that will arise from writing new business and establish sufficient reserves to ensure the continuity of the company.


The relevant legislation sets out a framework outlining the conduct of annual actuarial valuations, which is based on the European Union life assurance directives. However, there are no specific provisions given on how the actuary should determine premium rates, policy conditions and reserving standards. The reason for this is the belief that the Appointed Actuary is a professional who will apply good judgment, and follow professional standards in order to maintain a strong financial position for the company. This allows companies considerable freedom in policy design. For this reason, it would be fair to say that the actuarial profession has contributed to the continued growth of new products in the Irish industry.


Defined benefit Superannuation or pension schemes in Ireland are heavily dependant on actuarial involvement in the calculation of solvency levels, contribution rates, restructuring, and many other forms of advice. Statutory actuarial work involves regular actuarial valuations; actuarial funding certificates; funding proposals; reporting to the pensions board; calculations and disclosure under Family Law Acts; and calculation of individual transfer values.


Central Bank of Ireland www.cbi.ie


- Implementation of EU directive on the capital adequacy of investment firms and credit institutions


- Saving and Investing � Your rights (brochure)


Society of Actuaries, Ireland www.actuaries-soc.ie


- Guidance notes


- "The Role of the Appointed Actuary in Ireland'


- "The Role of the Pension scheme Actuary'


Department of Enterprise, Trade and Employment www.entemp.ie


Government of Ireland www.gov.ie


Irish Pension Board www.pensionboard.ie


International Monetary Fund www.imf.org


- Report on observance of standards and codes


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